MAIA J. SMITH 

INTERNATIONAL REALTOR®     

CK Select Real Estate 

Real Estate News and Tips 

Reals Estate Market is rapid and ever-changing, 

I will keep you up to date with tips and useful info! 

January 1. 2021          

Constructing a New House? Why You Need Your Own Real Estate Agent.

When you're house hunting, the allure of new construction is undeniable. You get to be the first to live in the pristine home - one untouched by grimy hands or muddy shoes. It's full of brand-new appliances and the finishes and treatments that you picked to fit your tastes. And you won't have to worry about making any cosmetic or structural upgrades for years.

If you are interested in buying a new construction, the builder's agent will be ready to help you with the process. But make no mistake: You need your own real estate agent from the get-go. Even if it seems like plug and play to sign up with the builder's on-site agent, you're going to want someone representing your side of the deal.

What is a builder's agent?

When you buy a new construction, the home's builder is considered the seller, and the agent representing the builder is called the builder's agent. That agent's job is to always have the builder's best interest in mind. After all, the job of the builder's agent is to get the highest price for the homes the builder is selling so the agent is not going to be as eager to negotiate down.

Why you should hire your own real estate agent

It's a good idea to have your real estate agent accompany you on your first visit to the new construction. Why? Because the builder (aka the seller) will be responsible for paying the commission, and needs to know if you'll have a real estate agent representing you. So bringing your agent to the first visit will make it clear that the builder's agent will be on the hook for paying commission. Some builders might even refuse to pay your agent a commission if you don’t register the agent the first time you visit the home on a new construction site.

It will be the job of your agent to get the most value for your money, and to help the process run smoothly. When buying new construction, here’s what your real estate agent will help you with that you might miss out on if you stick with the builder’s agent:

Negotiating extras: Want upgraded counters or appliances in that new home? Your agent can help you with all those extra perks, amenities, and upgrades. Your agent can negotiate with the builder on things like paint color and appliances, exterior finishes, etc..

Recommending financing: A builder typically will have a “preferred” lender that it will try to steer you to, but your real estate agent can help make sure that you’re getting the mortgage that works best for your situation. Shopping around is always wise, and you don’t want the builder’s agent pressuring you into using their suggested professional unless it’s right for you. That won't happen if they know you have an agent working for you.

Overseeing a home inspection: Tempted to forgo a home inspection in new construction? It's just as important to have a newly-constructed home inspected as it is for a resale home. The builder’s agent is unlikely to push for or offer to do an inspection, so it's up to you and your real estate agent to make it happen.

How the builder's agent can help you

All that said, the builder's agent can be a valuable resource for learning about your potential new home. Since they likely have represented the builder since construction of the housing development began, they are knowledgeable about the selection of homes being built, optional amenities, and the visions for the community. You can rely on the builder's agent for background information—just don’t make this individual your sole point of contact on the buying and selling process.

CK Select Real Estate Agents Are Here to Help

Everyone wants to walk away from buying a home with peace of mind - whether it be a new construction or not. Having a real estate agent in your corner will help facilitate that.


 Let me help! 

Call today to set up an appointment to discuss your home buying options.

(704) 267-7888

January 18. 2020​

Millennial's Flock to the Midwest for Affordable Housing 


The housing market across the U.S. is hot, and the millennial age group has quickly become the largest group of homebuyers. But with such high demand, rising home prices are hurting affordability.

According to data from the U.S. Census Bureau and Zillow, the following are 10 metro areas where millennials can actually afford to purchase a home. These locations were chosen based on average salary, home prices and the share of homes owned by people between the age of 21 and 38.

Des Moines, Iowa

Grand Rapids, Michigan

Wichita, Kansas

Omaha, Nebraska

Toledo, Ohio

Dayton, Ohio

Oklahoma City, Oklahoma

Little Rock, Arkansas

Louis, Missouri

Syracuse, New York

While the locations at the top of the list may offer a slightly lower average salary, they make up for it with more modest home prices. Studies done by Zillow show that home prices in many of these places are roughly 38% lower than the median listing price of $291,900.


Interested in purchasing or refinancing a home? Let me help! 

Call today to set up an appointment to discuss your home buying options.

(704) 267-7888

Jan 15, 2020

Your Social Media Could be Affecting Your Credit Score

      Be careful what you post on your social media accounts! Recent studies have shown that many of the top credit rating companies are now using social media accounts to assess one’s ability to repay debt.

Credit history is the main influencer of credit scores but using non-traditional sources of information such as social media allows credit companies to view more about a person who does not have an in-depth credit history. Not only are creditors beginning to look into social media, but they are also paying close attention to things such as payment history on phone bills, utility bills and even movie rentals. If a person has moved several times in a short time period, creditors may take it as a sign that this person had trouble paying their rent.

While this kind of research into a person’s life can be great news for a homebuyer with a positive digital footprint, it can be detrimental for people who were previously “unscorable.” Before you post on your social media accounts, be aware that what you write is a permanent piece of your digital footprint. Then, carefully consider what the outcome may be.

Interested in purchasing a home? Let’s discuss your credit, finances and home buying options! Call to make an appointment today!


Yes, buying a home is a big decision, but it doesn`t have to be a hassle.

If you are serious call me, click here to see if you are qualified 


My process is client-friendly, and you will be making all the decisions.

Call me today (704) 267-7888 

How to prepare your house for successful showing. 

Jan 13, 2020 

Before you sign anything!!!!


Whether you are selling your first home or you are an experienced seller, my goal is to make the process as simple and effective for you as possible.


There is a process.

Step One is for us to sit down together and discuss your alternatives. We`ll set an appointment to have an informal, relaxed, person - to - person discussion about the price and time frame you wish to meet.

Step Two is to evaluate the right marketing plan for reaching your goals.  In today`s Real Estate Market, it`s a tremendous advantage to create a complete marketing strategy and the timeline for results.

Step Three, we`ll prepare your house to the market.

I am the marketing queen, and there are many things that  I can do to attract buyers.  My strategy includes individual feature flyers, custom webpage for your property, Facebook adds, holding open houses, and more!!

The more exposure your home receives, the faster it will sell for a higher price.

You will receive updates weekly.

In Step Four, once we are under contract,  I will be your advocate until we close. 


My role during this step is to see that all the details are handled quickly and professionally on your behalf.

Yes, selling a home is a big undertaking, but it doesn`t have to be a hassle.

If you are serious about selling your home, call me.


My process is client-friendly, and you will be making all the decisions.

Call me today (704) 267-7888 

February 9th, 2020 



From the recent article of 


 The Eclectic Economist 001


A tumultuous start to 2020 with Brexit, viral growth (no really), falling mortgage rates, and rising construction. Our first TEE looks at car-free cities, changing regulations, the latest home tech, and more!


Just Listed! $500k (Men), $510k (Women) 💵

A Yale School of Management study found that single women pay 2% more than men to buy a similar home. Gender-based pricing? Nope — it mostly comes down to negotiating tactics and market timing.



Singin’ in the Shower 🚿

The annual Consumer Electronics Show (CES) in Las Vegas featured a huge variety of ‘smart home’ products, from connected faucets that deliver 3 cups of water at just the right temperature for your pancake batter, to speakers built into the showerhead so that you can ask Alexa for your morning mood music. Industry stats suggest that homes with smart tech sell for 3–5% more.


Where the Streets Have No Cars 🚘

“I want to run…I want to play…I want to tear up the pavement, make cars go away.” (Not U2) Across the world, cities are combating traffic, pollution, and lifeless urban hearts by banning cars and replacing parking spots with parks.


From Home Shortage to House Party 🎉

The oracles at Capital Economics predict that one million new single-family homes will be built in 2020 as construction costs (labor and materials) fall while demand remains hot.


WRITTEN BY

Scott Bradley Brixen

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A CFA with 20 years of experience in global investment banking and equity research, 

ListReports’ “Eclectic Economist” finds everything interesting.


RESEARCHED AND SHARED BY

REALTOR®Maia Smith 

Bestway Realty

www.realtormaiasmith.com 

(704)267-7888. 



If you are serious about buying or selling your home in 2020, 

just give me a call and we can schedule a 30-minute consultation. 


My process is client-friendly, and you will be making all the decisions.

Call me today (704) 267-7888 

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